BEGIN:VCARD
VERSION:3.0
FN;CHARSET=UTF-8:Flagstar
N;CHARSET=UTF-8:;;;;
PROFILE:VCARD
PHOTO;ENCODING=B;TYPE=JPEG:/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHCBESEhUSERUV
 FhgZEhoSGBkSHBkYGRoVHBgZHB4cGhwcIS4lISMsHxoYJjgmKzU/NTY3KCQ7QDszPy40NjEBDAw
 MEA8QHxISHj8rJCs4OzE9Pzg6MTY/Pz8/PTQ6ND87Njc0OD0/ND0/Nj8/PT09Nz8+ND0/ND80NT
 Q0PjE0NP/AABEIAKIBNgMBIgACEQEDEQH/xAAcAAEAAwADAQEAAAAAAAAAAAAABQYHAQQIAwL/x
 ABFEAACAQMBBQUDCAcHAwUAAAABAgADBBESBQYHITETQVFhcSKBkRQyNVJ0obKzNEJicnOisQgj
 JDOCkuHB0dIVFyVUk//EABoBAQACAwEAAAAAAAAAAAAAAAAEBQIDBgH/xAAkEQEAAgIBAwQDAQA
 AAAAAAAAAAQIDEQQSITEFE0GxgaHBIv/aAAwDAQACEQMRAD8A2aIiAiIgIiICIiAiIgIiICIiAi
 IgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiI
 CIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgcROCZ8vlCfWX4iYzaI8y9iJl94nzVwRkEEHoRz
 E+kyeEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERA4icZnzr1lRSzH
 AAzMbWisbkiNo7bFxy0Dv+d6eHvlfv/ZpnzOmfe5v1JJ6kn3fGde6pM9DtT0FTTgdMEdfjicryc
 08nLaa/H1C2wU9uI6u25SW6d3yakT09pfQ9R8efvlkmf2Nc0qiuO48/NT1Hwl6oV1cZUgy29M5U
 Xx9Fp7wjc3D0ZOqPEuxE4zOZbIROvd3SUqbVajBURS7M3IKoGSTOxM24437UtnLTQ47W4VG80VW
 fH+5UgVjeHjLXLldn0qaoDgPWBZ2HiFBAUdeRyfSSfDXf6/2jfG3uTT0di7+wuk6gVA558zKXws
 3Uo7SuanyjJp0qYcqpK62Y4UEjmByY8ufSbpsjdPZ9pU7W1t0pvpK6l1Z0nGRzPkIGYb8cSdpWe
 0bi2oGlopsoXUmTgojHJz4kzUt0toVLmxt7irjXUpK7aRgZPgO6ee+Kn0xd/vp+Uk3rh59FWX2Z
 IFkiIgIiICIiAiIgIiICIiAiIgImTcaN4Lyze0FrXekHWoW0HGoqUxn4mSPBnbN1d21w91Veqy1
 wqlznC6AcD3wNIiIgIiICIiAiIgIiIFXvN5hzFFc/tNyHuHWQtxd1Kpy7FvLuHoOk7vyVG6r8OR
 n4FvSpsO0VmU9MNj7h1+M5HLyMuedXtqP0usdcOOP817uip7v6S4JY/4XsiOZT+Y8/wCs+VheWg
 5JpQ+DDSfj/wAyXzLXgcLHWsz1RO412Q+TyLXmI6da7s+04OCMHvBkrs+sdPIkFfDw7pL39/adK
 mHPgo1H493xlerX1NWzRQqO/U2cj07vjKvNx4wW3TJE/aVXJbNXU1n+LBb7VxyqD3j/AKiTAlH/
 APUVb5wK/eJdaHzV9B/SW/pnIvliYtO9IPKw+3MTrW0fvLevb2VzXp4107epVXUMjUqEjI7xkTz
 fvRvte7SRKd0aelH1r2a6TqIxz5+E9N31mlelUo1RqR0am65IyrAgjI5jke6Ytxd3TsLC2oPaUe
 zZ6xRjqdsrpJx7THvlsiqNutvZdbNao1rozUCq2tdXJSSMc+XUzUOGm/8Af7Rvjb3Jp6Owd/YXS
 dQKgc8+ZlX4P7tWe0HuVu6faBEplPadcFi+fmkeAmw7E3L2dZVe3taHZvoKZ11G9k4yMMxHcIGC
 cVPpi7/fT8pJvXDz6KsvsyTBeKn0xd/vp+Uk2ndraS2mwKFywyKdl2mPEhTge84ED879cQbfZn9
 0o7a4K6hTBwqg9DUPd4hRzPkDmZJe8Vds1G1JWSkPq06aafi4Y/fK3SS52jeBQS9a4q9WPIsx5k
 +CgfADym97t8MNnWtMdtTW5qYGp6wyurv0oeQHrk+cCgbu8Yrym6rfIK6dCyKqVB5jGFPpges7+
 +fE+8oXZWyei1BqVOojMuokMgY5OR355d3SW/eThjs66pnsaa29THsvRGlQf2kHskfA+c8+bW2f
 Utq1S3rDS9NyjDuyO8eIPUHwxA9McPds1r7Z9K5uNOtmqA6RpGFdlHL0AnG+e+NtsuiGq5eo+ez
 pKfabHeT+qo8fhmRnCJwuxaDMcANWYnwAquTMK3n2xV2je1K51Eu+lFGThM4RQPTHqST3wLJtPi
 ztaq2aTpQXPJaaKxx4EuGz90+2xuL206TD5QUuUzzDqqPj9lkAA94Mv25/C2ztqaveU1r1yAWD8
 6aE89Kr0bHTJznyk3tbh9sq5plDbU6RwcPbqKbqfEaRg+hBECkb58Tqy07Wts10CVabl1qKrMjq
 yjBHcRn0PIjrLVwq3kudo2tardMrMtfsxpUKNOhD0HmTMK3w3dqbOu3tnOoAB6bYxrpno2O48iC
 PEGa5wE/Qbj7Wfy6cCb3+3/pbLxTRO1uHXUEzhVXOAzkc+eDgDmcd0yS74qbZqNqWutMfVp000/
 zqx++R3El6jbWvDU6itpGfqBVCfyhZsHDK82Q1lRo0DQFXswKyVAoqtUwNZIbm65PIjIxgcukDO
 9l8XdqUiO2NK4XvFRQjEeTJjB9xml1N+Wr7Gr7StqZpvT5Baw1LqDIDpIxqGG68ufpO/t/h/s28
 VtVBaTkcqlABGBxgEgcm9CJJUd2rVbFdnMuqgKYplclS2CGJJUg5Le0cQPOO9e991tM02uhTzTD
 BezUr87TnOSfqiffdXfi82bTenbClpdtbdopY5Axyww7hLBxg3as9ntai0pdmKi1C3tM2SpTHzi
 fEyQ4RbpWF/bV3u6PaMlcIp1OuF0A49lh3wLNws32vNp1q9O57PCU1dezUqclsc8kye3334t9lo
 A/95WYZSkpAOOftuf1VyMZ6nngcjjtbN3c2dspa1xb0uyHZFqh1O2VQFujMfOebtp31faN41VgX
 q16oCqPFiFRF8gNKj0gWfaPFfa9RtSVUojJwtJEIx5lwxM72weL9/SZRdhLhM+0dKpUAz1UqAvL
 wI5+I6y+7q8LbG2pqbpFuaxALmpzRT3qq9CAe88z5dJIbd4bbLukKrQWg2PZe3AQg+aj2WHkR7x
 Ap+/HE+4o1aDbOak1GrarVBdMsH11AynnyI0gEdxl04abfuNoWJuLjRr7dqfsDSNKhccs+Znnbe
 HY9WyualtW+cjYyOjKeasvkQQZufA76LP2qp+FIFa3z4m7RtL+4tqIoaKbhV1qS2CqnmQw8Z3ts
 8WjQtrcUlSrcvbpVqE5FKm7IGxgHLHnnTnly590zrid9MXn8UflrLVw14cUr6kLu9L9mWIp01On
 WASCzMOYGcgAeB5wI1+Lm1yThqA59OzGB6ZOZxNZ/9sNi/wD1R/8ApV/84gWC62arZZfZPXl0J8
 xIfaNm4Uhh05gjoZaJ+WQEYPP1ldyfTseWJmO0t+PkWpMfLPSZaaN9/g9efaC6f9XT/mQG2LXsq
 rKPmn2l9D3e45E5sCz02p5wusNnzxjH9JR4MluLe9J86mPytM1K5qVvHjcOoRO3Z7KrVearhfrN
 yHu7zJC0s1LAAZJPU88ecs1KmFAA6AYm3gcH35m1/DVn5k0jpp5Q1lu7STBfLn9rkv8At/7ycAg
 Cczo8WCmKNUjSsvkted2nbmZRx9/RLb7SfwGavMo4+/olt9pP4DNrBEf2fv8ANvf4dL8TzbpiP9
 n7/Nvf4dL8TzboHmHip9MXf76flJNJ2ojHdFQuc/JaJOPqiqhPu0gzNuKf0zefvp+Uk27dGxS52
 Hb0Knzaln2bY64ZSOXnzzAxrhA6DbFDXjmtQLkfrGm2MeBxmelZ5K2nY3OzbtqbZSrRqBldfI5V
 18iMETYN2+MVq9NVv1alUAAZ0UtTY+IC+0vpg+sDVDPNXF11O2LjRjktNWx9YU1znxPSaDvHxit
 ERlsFarUIwrupSmp8SDhm9MD1mJX9Sq9RqlYsXcmqzMObFjnV74G+cNlLbvBVGSadyAB1JL1MCY
 hupXSnf2lSpjSt1SZiTgAB19ony6+6b5wdH/w1v+/V/NeY5xH3VfZ144APYVGapRbu0k5Keqk49
 MHvgemxOZhG53FqpbUloX1N6yoNK1EI7TSOisGwGwP1sg9M56yb2pxqttB+SW9Vn6D5RpVQe4kI
 zFvTl6wITjzXQ3lui41pbkt6M50g/Bj75ZOAf6Dcfaz+XTmN7buLq4c3lzkmu7EMRgMVwCFHguQ
 v3d02TgJ+g3H2s/lpAkOIPDlNot8ooOKVwFCnWDoqADC68c1I6agDy5Y6YyDavD/a1tnXbO4H61
 DFUHpzwmWA594E0u+4vU6O0K1FqWu2RuzD0z7epeTNg8mXVkADHIZyc4lsseIOyKygrd015dKua
 ZHl7YH3QMF2PvltOwfTTr1MKcGlWy6cuoKtzX3YM37cbeqntO17ZRodW0VU66XxnKnvUjmPeO6Z
 Dxd3h2fe1qPyMK7orCpWAKhgcYTmMtjmc92eXfLNwDs3Wld1mHsO9Omp582QOWx/vWB0v7QP+ZZ
 fw6v4qcleAX6Jc/aR+WJzx22Q1S1oXSAnsXZHx3JU04Y+QZVH+oTPOHm+p2VVfUhq0qoXWqnDAr
 nDJnln2iCO/lz5QN635BOzL0Dr8kq/gM89cN6lNNrWZqY09tpGTj22VlT+YrNz3X31s9sGtQpU6
 yhaftisqAMrZUgaWbzmA70bCq7NvHoMWGltdNxyLUyco4I7+XPHQgjugerhOZkO6fF+j2a0toq6
 1FAHa011I4GBqdRzVvHAI69Ok7+3uMFhTQ/I1e4qfq6lNNAeXNi2GPoBzx1HWBSOODodpqExlbW
 mr4+tqcjP+kr900Dgd9Fn7VU/CkwnbF1XuKrXNwSXrE1NRGA3Mr7PkCpXyxibtwO+iz9qqfhSBk
 nE76YvP4o/LWb9uCgXZdkAAP8ADUzy8SuSfiSZgHE76XvP4o/Ak9Bbh/Rdj9kp/gECwREQE4nMQ
 IHeWyL0w6AlkOeXMkHqP6GRFjRdU5q2Sc/NPu7pc8RiVvJ9Ormv171KTj5VqU6NbhG7JtioLMMF
 u49QJJTmJNw4q4qRSPhotabTuXMRE2sSU7iJujU2rRpUkqrS0VTUJdS2cqVwMHzlxiBQuHO4lTZ
 L12estXtFRRoUrjSWPef2pfYiBk+9vCqtfXte7W5RBUKkKysSMIq8yD5TQ92tmNaWdC2Zg5p0xT
 LKMA47wDJWIFZ3u3OtNppiupWoowlWngOvfjnyZfI+eMHnMsveCt8rYoXFu6+NTXTPwCsPvm8xA
 x7dzgyqMr39YVAOZpUNSqT4M5w2PQA+Ynd3w4WPfXbV6VenRp9mlNaeg+yqIFAGCBjl0mqRAr25
 OwW2fZU7V3DlGc6lBAOp2bofWSO2Nk293SajcU1qI3UN3HxUjmp8xzkhMi4r79XFpc0bayqaHQd
 rVICtkt8xCD5ZYjHevhA/G0uClNmJtrpkXn7NVBUI8AGVl5deon32PwXt0cNd3DVlBzopr2SnyZ
 tRbHpg+cgbHjVdqAK1vRqHvKM1Mn8QnS25xd2hcIadBUtgQQWp5Z8eTNyXl3gZ8CIHx4v31A3dO
 0tgi07Wj2OlAAquTllGPAaQfPPfND4I2LU9mGo2f724eoM/VUKmfijTH90d1rnalwFQNo1g1qzf
 NQE5JJPzmPPC9SfAZI9N7OsadvRp0KQ0oiBFHkBj4wKRvPwpsbtmq0Sbao2SezAamWPeUOMf6SJ
 RrjgrtANinXtmXxc1EPwCN/Wb5EDFNicFKmoNfXChc80tgWJH77gY/wBpmu7L2dRtqSUKCBERdK
 qvcPMnmSTzJPMnmZ3ogfCvQSojU6ihlZSrKwBVlIwQQeRBHdMt25wXt6jF7Su1EE50VF7RR5K2Q
 wHrmazEDPuHW4VXZVWtUqVkqCpTVAEVlIIbPfLFvRuva7Rpdncpkrko68nQkdVPwyDyOBy5CT8Q
 MJ2jwVvA3+Hr0HXJ51ddNgO7kqsDO9sHgwwcPf11Kg5NO21e1z6F2AwPHAz5jrNoiBmW+vDE39a
 k9vVp0KdO2W3VNBIAV3blg9Pbll3B3afZlobZ6i1D2rVNSgge0FGMH0loiBkm9XCive3le6W5po
 KjhgrKxIAUDmQfKaPu9s5rW0t7ZmDGlRWkWXkCVAGQDJSICIiAiIgIiICIiAiIgIiICIiAiIgIi
 ICIiAkbtTYtrdrpuaFOqB07RQSP3T1HuklECi3HCnY7nIounMn+7qPjn5MTj3T92XC3Y9Ihuwao
 QcjtXcj3qCAfeJd4gde0tKdFBTpIqIowq0wFUDyA5TsREBERAREQEREBERAREQEREBERAREQERE
 BERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAR
 EQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQERE
 BERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQP//Z
ADR;CHARSET=UTF-8;TYPE=WORK:;;1000 Pine Avenue;Union;NJ;07083;
TEL;CHARSET=UTF-8;TYPE=HOME,VOICE:908-964-7601
TZ:-0400
GEO:40.694200000000;-74.260000000000
TITLE;CHARSET=UTF-8:
LOGO;ENCODING=B;TYPE=JPEG:/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHCBESEhUSERUVF
 hgZEhoSGBkSHBkYGRoVHBgZHB4cGhwcIS4lISMsHxoYJjgmKzU/NTY3KCQ7QDszPy40NjEBDAwM
 EA8QHxISHj8rJCs4OzE9Pzg6MTY/Pz8/PTQ6ND87Njc0OD0/ND0/Nj8/PT09Nz8+ND0/ND80NTQ
 0PjE0NP/AABEIAKIBNgMBIgACEQEDEQH/xAAcAAEAAwADAQEAAAAAAAAAAAAABQYHAQQIAwL/xA
 BFEAACAQMBBQUDCAcHAwUAAAABAgADBBESBQYHITETQVFhcSKBkRQyNVJ0obKzNEJicnOisQgjJ
 DOCkuHB0dIVFyVUk//EABoBAQACAwEAAAAAAAAAAAAAAAAEBQIDBgH/xAAkEQEAAgIBAwQDAQAA
 AAAAAAAAAQIDEQQSITEFE0GxgaHBIv/aAAwDAQACEQMRAD8A2aIiAiIgIiICIiAiIgIiICIiAiI
 gIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiIC
 IiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgcROCZ8vlCfWX4iYzaI8y9iJl94nzVwRkEEHoRzE
 +kyeEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERA4icZnzr1lRSzHA
 AzMbWisbkiNo7bFxy0Dv+d6eHvlfv/ZpnzOmfe5v1JJ6kn3fGde6pM9DtT0FTTgdMEdfjicryc0
 8nLaa/H1C2wU9uI6u25SW6d3yakT09pfQ9R8efvlkmf2Nc0qiuO48/NT1Hwl6oV1cZUgy29M5UX
 x9Fp7wjc3D0ZOqPEuxE4zOZbIROvd3SUqbVajBURS7M3IKoGSTOxM24437UtnLTQ47W4VG80VWf
 H+5UgVjeHjLXLldn0qaoDgPWBZ2HiFBAUdeRyfSSfDXf6/2jfG3uTT0di7+wuk6gVA558zKXws3
 Uo7SuanyjJp0qYcqpK62Y4UEjmByY8ufSbpsjdPZ9pU7W1t0pvpK6l1Z0nGRzPkIGYb8cSdpWe0
 bi2oGlopsoXUmTgojHJz4kzUt0toVLmxt7irjXUpK7aRgZPgO6ee+Kn0xd/vp+Uk3rh59FWX2ZI
 FkiIgIiICIiAiIgIiICIiAiIgImTcaN4Lyze0FrXekHWoW0HGoqUxn4mSPBnbN1d21w91Veqy1w
 qlznC6AcD3wNIiIgIiICIiAiIgIiIFXvN5hzFFc/tNyHuHWQtxd1Kpy7FvLuHoOk7vyVG6r8ORn
 4FvSpsO0VmU9MNj7h1+M5HLyMuedXtqP0usdcOOP817uip7v6S4JY/4XsiOZT+Y8/wCs+VheWg5
 JpQ+DDSfj/wAyXzLXgcLHWsz1RO412Q+TyLXmI6da7s+04OCMHvBkrs+sdPIkFfDw7pL39/adKm
 HPgo1H493xlerX1NWzRQqO/U2cj07vjKvNx4wW3TJE/aVXJbNXU1n+LBb7VxyqD3j/AKiTAlH/A
 PUVb5wK/eJdaHzV9B/SW/pnIvliYtO9IPKw+3MTrW0fvLevb2VzXp4107epVXUMjUqEjI7xkTzf
 vRvte7SRKd0aelH1r2a6TqIxz5+E9N31mlelUo1RqR0am65IyrAgjI5jke6Ytxd3TsLC2oPaUez
 Z6xRjqdsrpJx7THvlsiqNutvZdbNao1rozUCq2tdXJSSMc+XUzUOGm/8Af7Rvjb3Jp6Owd/YXSd
 QKgc8+ZlX4P7tWe0HuVu6faBEplPadcFi+fmkeAmw7E3L2dZVe3taHZvoKZ11G9k4yMMxHcIGCc
 VPpi7/fT8pJvXDz6KsvsyTBeKn0xd/vp+Uk2ndraS2mwKFywyKdl2mPEhTge84ED879cQbfZn90
 o7a4K6hTBwqg9DUPd4hRzPkDmZJe8Vds1G1JWSkPq06aafi4Y/fK3SS52jeBQS9a4q9WPIsx5k+
 CgfADym97t8MNnWtMdtTW5qYGp6wyurv0oeQHrk+cCgbu8Yrym6rfIK6dCyKqVB5jGFPpges7++
 fE+8oXZWyei1BqVOojMuokMgY5OR355d3SW/eThjs66pnsaa29THsvRGlQf2kHskfA+c8+bW2fU
 tq1S3rDS9NyjDuyO8eIPUHwxA9McPds1r7Z9K5uNOtmqA6RpGFdlHL0AnG+e+NtsuiGq5eo+ezp
 KfabHeT+qo8fhmRnCJwuxaDMcANWYnwAquTMK3n2xV2je1K51Eu+lFGThM4RQPTHqST3wLJtPiz
 taq2aTpQXPJaaKxx4EuGz90+2xuL206TD5QUuUzzDqqPj9lkAA94Mv25/C2ztqaveU1r1yAWD86
 aE89Kr0bHTJznyk3tbh9sq5plDbU6RwcPbqKbqfEaRg+hBECkb58Tqy07Wts10CVabl1qKrMjqy
 jBHcRn0PIjrLVwq3kudo2tardMrMtfsxpUKNOhD0HmTMK3w3dqbOu3tnOoAB6bYxrpno2O48iCP
 EGa5wE/Qbj7Wfy6cCb3+3/pbLxTRO1uHXUEzhVXOAzkc+eDgDmcd0yS74qbZqNqWutMfVp000/z
 qx++R3El6jbWvDU6itpGfqBVCfyhZsHDK82Q1lRo0DQFXswKyVAoqtUwNZIbm65PIjIxgcukDO9
 l8XdqUiO2NK4XvFRQjEeTJjB9xml1N+Wr7Gr7StqZpvT5Baw1LqDIDpIxqGG68ufpO/t/h/s28V
 tVBaTkcqlABGBxgEgcm9CJJUd2rVbFdnMuqgKYplclS2CGJJUg5Le0cQPOO9e991tM02uhTzTDB
 ezUr87TnOSfqiffdXfi82bTenbClpdtbdopY5Axyww7hLBxg3as9ntai0pdmKi1C3tM2SpTHzif
 EyQ4RbpWF/bV3u6PaMlcIp1OuF0A49lh3wLNws32vNp1q9O57PCU1dezUqclsc8kye3334t9loA
 /95WYZSkpAOOftuf1VyMZ6nngcjjtbN3c2dspa1xb0uyHZFqh1O2VQFujMfOebtp31faN41VgXq
 16oCqPFiFRF8gNKj0gWfaPFfa9RtSVUojJwtJEIx5lwxM72weL9/SZRdhLhM+0dKpUAz1UqAvLw
 I5+I6y+7q8LbG2pqbpFuaxALmpzRT3qq9CAe88z5dJIbd4bbLukKrQWg2PZe3AQg+aj2WHkR7xA
 p+/HE+4o1aDbOak1GrarVBdMsH11AynnyI0gEdxl04abfuNoWJuLjRr7dqfsDSNKhccs+ZnnbeH
 Y9WyualtW+cjYyOjKeasvkQQZufA76LP2qp+FIFa3z4m7RtL+4tqIoaKbhV1qS2CqnmQw8Z3ts8
 WjQtrcUlSrcvbpVqE5FKm7IGxgHLHnnTnly590zrid9MXn8UflrLVw14cUr6kLu9L9mWIp01OnW
 ASCzMOYGcgAeB5wI1+Lm1yThqA59OzGB6ZOZxNZ/9sNi/wD1R/8ApV/84gWC62arZZfZPXl0J8x
 IfaNm4Uhh05gjoZaJ+WQEYPP1ldyfTseWJmO0t+PkWpMfLPSZaaN9/g9efaC6f9XT/mQG2LXsqr
 KPmn2l9D3e45E5sCz02p5wusNnzxjH9JR4MluLe9J86mPytM1K5qVvHjcOoRO3Z7KrVearhfrNy
 Hu7zJC0s1LAAZJPU88ecs1KmFAA6AYm3gcH35m1/DVn5k0jpp5Q1lu7STBfLn9rkv8At/7ycAgC
 czo8WCmKNUjSsvkted2nbmZRx9/RLb7SfwGavMo4+/olt9pP4DNrBEf2fv8ANvf4dL8TzbpiP9n
 7/Nvf4dL8TzboHmHip9MXf76flJNJ2ojHdFQuc/JaJOPqiqhPu0gzNuKf0zefvp+Uk27dGxS52H
 b0Knzaln2bY64ZSOXnzzAxrhA6DbFDXjmtQLkfrGm2MeBxmelZ5K2nY3OzbtqbZSrRqBldfI5V1
 8iMETYN2+MVq9NVv1alUAAZ0UtTY+IC+0vpg+sDVDPNXF11O2LjRjktNWx9YU1znxPSaDvHxitE
 RlsFarUIwrupSmp8SDhm9MD1mJX9Sq9RqlYsXcmqzMObFjnV74G+cNlLbvBVGSadyAB1JL1MCYh
 upXSnf2lSpjSt1SZiTgAB19ony6+6b5wdH/w1v+/V/NeY5xH3VfZ144APYVGapRbu0k5Keqk49M
 HvgemxOZhG53FqpbUloX1N6yoNK1EI7TSOisGwGwP1sg9M56yb2pxqttB+SW9Vn6D5RpVQe4kIz
 FvTl6wITjzXQ3lui41pbkt6M50g/Bj75ZOAf6Dcfaz+XTmN7buLq4c3lzkmu7EMRgMVwCFHguQv
 3d02TgJ+g3H2s/lpAkOIPDlNot8ooOKVwFCnWDoqADC68c1I6agDy5Y6YyDavD/a1tnXbO4H61D
 FUHpzwmWA594E0u+4vU6O0K1FqWu2RuzD0z7epeTNg8mXVkADHIZyc4lsseIOyKygrd015dKuaZ
 Hl7YH3QMF2PvltOwfTTr1MKcGlWy6cuoKtzX3YM37cbeqntO17ZRodW0VU66XxnKnvUjmPeO6ZD
 xd3h2fe1qPyMK7orCpWAKhgcYTmMtjmc92eXfLNwDs3Wld1mHsO9Omp582QOWx/vWB0v7QP+ZZf
 w6v4qcleAX6Jc/aR+WJzx22Q1S1oXSAnsXZHx3JU04Y+QZVH+oTPOHm+p2VVfUhq0qoXWqnDArn
 DJnln2iCO/lz5QN635BOzL0Dr8kq/gM89cN6lNNrWZqY09tpGTj22VlT+YrNz3X31s9sGtQpU6y
 haftisqAMrZUgaWbzmA70bCq7NvHoMWGltdNxyLUyco4I7+XPHQgjugerhOZkO6fF+j2a0toq61
 FAHa011I4GBqdRzVvHAI69Ok7+3uMFhTQ/I1e4qfq6lNNAeXNi2GPoBzx1HWBSOODodpqExlbWm
 r4+tqcjP+kr900Dgd9Fn7VU/CkwnbF1XuKrXNwSXrE1NRGA3Mr7PkCpXyxibtwO+iz9qqfhSBkn
 E76YvP4o/LWb9uCgXZdkAAP8ADUzy8SuSfiSZgHE76XvP4o/Ak9Bbh/Rdj9kp/gECwREQE4nMQI
 HeWyL0w6AlkOeXMkHqP6GRFjRdU5q2Sc/NPu7pc8RiVvJ9Ormv171KTj5VqU6NbhG7JtioLMMFu
 49QJJTmJNw4q4qRSPhotabTuXMRE2sSU7iJujU2rRpUkqrS0VTUJdS2cqVwMHzlxiBQuHO4lTZL
 12estXtFRRoUrjSWPef2pfYiBk+9vCqtfXte7W5RBUKkKysSMIq8yD5TQ92tmNaWdC2Zg5p0xTL
 KMA47wDJWIFZ3u3OtNppiupWoowlWngOvfjnyZfI+eMHnMsveCt8rYoXFu6+NTXTPwCsPvm8xAx
 7dzgyqMr39YVAOZpUNSqT4M5w2PQA+Ynd3w4WPfXbV6VenRp9mlNaeg+yqIFAGCBjl0mqRAr25O
 wW2fZU7V3DlGc6lBAOp2bofWSO2Nk293SajcU1qI3UN3HxUjmp8xzkhMi4r79XFpc0bayqaHQdr
 VICtkt8xCD5ZYjHevhA/G0uClNmJtrpkXn7NVBUI8AGVl5deon32PwXt0cNd3DVlBzopr2SnyZt
 RbHpg+cgbHjVdqAK1vRqHvKM1Mn8QnS25xd2hcIadBUtgQQWp5Z8eTNyXl3gZ8CIHx4v31A3dO0
 tgi07Wj2OlAAquTllGPAaQfPPfND4I2LU9mGo2f724eoM/VUKmfijTH90d1rnalwFQNo1g1qzfN
 QE5JJPzmPPC9SfAZI9N7OsadvRp0KQ0oiBFHkBj4wKRvPwpsbtmq0Sbao2SezAamWPeUOMf6SJR
 rjgrtANinXtmXxc1EPwCN/Wb5EDFNicFKmoNfXChc80tgWJH77gY/wBpmu7L2dRtqSUKCBERdKq
 vcPMnmSTzJPMnmZ3ogfCvQSojU6ihlZSrKwBVlIwQQeRBHdMt25wXt6jF7Su1EE50VF7RR5K2Qw
 HrmazEDPuHW4VXZVWtUqVkqCpTVAEVlIIbPfLFvRuva7Rpdncpkrko68nQkdVPwyDyOBy5CT8QM
 J2jwVvA3+Hr0HXJ51ddNgO7kqsDO9sHgwwcPf11Kg5NO21e1z6F2AwPHAz5jrNoiBmW+vDE39ak
 9vVp0KdO2W3VNBIAV3blg9Pbll3B3afZlobZ6i1D2rVNSgge0FGMH0loiBkm9XCive3le6W5poK
 jhgrKxIAUDmQfKaPu9s5rW0t7ZmDGlRWkWXkCVAGQDJSICIiAiIgIiICIiAiIgIiICIiAiIgIiI
 CIiAkbtTYtrdrpuaFOqB07RQSP3T1HuklECi3HCnY7nIounMn+7qPjn5MTj3T92XC3Y9IhuwaoQ
 cjtXcj3qCAfeJd4gde0tKdFBTpIqIowq0wFUDyA5TsREBERAREQEREBERAREQEREBERAREQEREB
 ERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERARE
 QEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREB
 ERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQP//Z
ORG;CHARSET=UTF-8:Flagstar
CATEGORIES;CHARSET=UTF-8:Banking Services
PRODID:-//Connections Business Directory for WordPress//Version 2.0//EN
CLASS:PUBLIC
SORT-STRING:Flagstar
URL;CHARSET=UTF-8;TYPE=WORK:http://www.mynycb.com
X-MS-CARDPICTURE;ENCODING=B;TYPE=JPEG:/9j/4AAQSkZJRgABAQAAAQABAAD/2wCEAAoHC
 BESEhUSERUVFhgZEhoSGBkSHBkYGRoVHBgZHB4cGhwcIS4lISMsHxoYJjgmKzU/NTY3KCQ7QDsz
 Py40NjEBDAwMEA8QHxISHj8rJCs4OzE9Pzg6MTY/Pz8/PTQ6ND87Njc0OD0/ND0/Nj8/PT09Nz8
 +ND0/ND80NTQ0PjE0NP/AABEIAKIBNgMBIgACEQEDEQH/xAAcAAEAAwADAQEAAAAAAAAAAAAABQ
 YHAQQIAwL/xABFEAACAQMBBQUDCAcHAwUAAAABAgADBBESBQYHITETQVFhcSKBkRQyNVJ0obKzN
 EJicnOisQgjJDOCkuHB0dIVFyVUk//EABoBAQACAwEAAAAAAAAAAAAAAAAEBQIDBgH/xAAkEQEA
 AgIBAwQDAQAAAAAAAAAAAQIDEQQSITEFE0GxgaHBIv/aAAwDAQACEQMRAD8A2aIiAiIgIiICIiA
 iIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIi
 ICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgIiICIiAiIgcROCZ8vlCfWX4iYzaI8y9iJl94n
 zVwRkEEHoRzE+kyeEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERA4i
 cZnzr1lRSzHAAzMbWisbkiNo7bFxy0Dv+d6eHvlfv/ZpnzOmfe5v1JJ6kn3fGde6pM9DtT0FTTg
 dMEdfjicryc08nLaa/H1C2wU9uI6u25SW6d3yakT09pfQ9R8efvlkmf2Nc0qiuO48/NT1Hwl6oV
 1cZUgy29M5UXx9Fp7wjc3D0ZOqPEuxE4zOZbIROvd3SUqbVajBURS7M3IKoGSTOxM24437UtnLT
 Q47W4VG80VWfH+5UgVjeHjLXLldn0qaoDgPWBZ2HiFBAUdeRyfSSfDXf6/2jfG3uTT0di7+wuk6
 gVA558zKXws3Uo7SuanyjJp0qYcqpK62Y4UEjmByY8ufSbpsjdPZ9pU7W1t0pvpK6l1Z0nGRzPk
 IGYb8cSdpWe0bi2oGlopsoXUmTgojHJz4kzUt0toVLmxt7irjXUpK7aRgZPgO6ee+Kn0xd/vp+U
 k3rh59FWX2ZIFkiIgIiICIiAiIgIiICIiAiIgImTcaN4Lyze0FrXekHWoW0HGoqUxn4mSPBnbN1
 d21w91Veqy1wqlznC6AcD3wNIiIgIiICIiAiIgIiIFXvN5hzFFc/tNyHuHWQtxd1Kpy7FvLuHoO
 k7vyVG6r8ORn4FvSpsO0VmU9MNj7h1+M5HLyMuedXtqP0usdcOOP817uip7v6S4JY/4XsiOZT+Y
 8/wCs+VheWg5JpQ+DDSfj/wAyXzLXgcLHWsz1RO412Q+TyLXmI6da7s+04OCMHvBkrs+sdPIkFf
 Dw7pL39/adKmHPgo1H493xlerX1NWzRQqO/U2cj07vjKvNx4wW3TJE/aVXJbNXU1n+LBb7VxyqD
 3j/AKiTAlH/APUVb5wK/eJdaHzV9B/SW/pnIvliYtO9IPKw+3MTrW0fvLevb2VzXp4107epVXUM
 jUqEjI7xkTzfvRvte7SRKd0aelH1r2a6TqIxz5+E9N31mlelUo1RqR0am65IyrAgjI5jke6Ytxd
 3TsLC2oPaUezZ6xRjqdsrpJx7THvlsiqNutvZdbNao1rozUCq2tdXJSSMc+XUzUOGm/8Af7Rvjb
 3Jp6Owd/YXSdQKgc8+ZlX4P7tWe0HuVu6faBEplPadcFi+fmkeAmw7E3L2dZVe3taHZvoKZ11G9
 k4yMMxHcIGCcVPpi7/fT8pJvXDz6KsvsyTBeKn0xd/vp+Uk2ndraS2mwKFywyKdl2mPEhTge84E
 D879cQbfZn90o7a4K6hTBwqg9DUPd4hRzPkDmZJe8Vds1G1JWSkPq06aafi4Y/fK3SS52jeBQS9
 a4q9WPIsx5k+CgfADym97t8MNnWtMdtTW5qYGp6wyurv0oeQHrk+cCgbu8Yrym6rfIK6dCyKqVB
 5jGFPpges7++fE+8oXZWyei1BqVOojMuokMgY5OR355d3SW/eThjs66pnsaa29THsvRGlQf2kHs
 kfA+c8+bW2fUtq1S3rDS9NyjDuyO8eIPUHwxA9McPds1r7Z9K5uNOtmqA6RpGFdlHL0AnG+e+Nt
 suiGq5eo+ezpKfabHeT+qo8fhmRnCJwuxaDMcANWYnwAquTMK3n2xV2je1K51Eu+lFGThM4RQPT
 HqST3wLJtPiztaq2aTpQXPJaaKxx4EuGz90+2xuL206TD5QUuUzzDqqPj9lkAA94Mv25/C2ztqa
 veU1r1yAWD86aE89Kr0bHTJznyk3tbh9sq5plDbU6RwcPbqKbqfEaRg+hBECkb58Tqy07Wts10C
 Vabl1qKrMjqyjBHcRn0PIjrLVwq3kudo2tardMrMtfsxpUKNOhD0HmTMK3w3dqbOu3tnOoAB6bY
 xrpno2O48iCPEGa5wE/Qbj7Wfy6cCb3+3/pbLxTRO1uHXUEzhVXOAzkc+eDgDmcd0yS74qbZqNq
 WutMfVp000/zqx++R3El6jbWvDU6itpGfqBVCfyhZsHDK82Q1lRo0DQFXswKyVAoqtUwNZIbm65
 PIjIxgcukDO9l8XdqUiO2NK4XvFRQjEeTJjB9xml1N+Wr7Gr7StqZpvT5Baw1LqDIDpIxqGG68u
 fpO/t/h/s28VtVBaTkcqlABGBxgEgcm9CJJUd2rVbFdnMuqgKYplclS2CGJJUg5Le0cQPOO9e99
 1tM02uhTzTDBezUr87TnOSfqiffdXfi82bTenbClpdtbdopY5Axyww7hLBxg3as9ntai0pdmKi1
 C3tM2SpTHzifEyQ4RbpWF/bV3u6PaMlcIp1OuF0A49lh3wLNws32vNp1q9O57PCU1dezUqclsc8
 kye3334t9loA/95WYZSkpAOOftuf1VyMZ6nngcjjtbN3c2dspa1xb0uyHZFqh1O2VQFujMfOebt
 p31faN41VgXq16oCqPFiFRF8gNKj0gWfaPFfa9RtSVUojJwtJEIx5lwxM72weL9/SZRdhLhM+0d
 KpUAz1UqAvLwI5+I6y+7q8LbG2pqbpFuaxALmpzRT3qq9CAe88z5dJIbd4bbLukKrQWg2PZe3AQ
 g+aj2WHkR7xAp+/HE+4o1aDbOak1GrarVBdMsH11AynnyI0gEdxl04abfuNoWJuLjRr7dqfsDSN
 Khccs+ZnnbeHY9WyualtW+cjYyOjKeasvkQQZufA76LP2qp+FIFa3z4m7RtL+4tqIoaKbhV1qS2
 CqnmQw8Z3ts8WjQtrcUlSrcvbpVqE5FKm7IGxgHLHnnTnly590zrid9MXn8UflrLVw14cUr6kLu
 9L9mWIp01OnWASCzMOYGcgAeB5wI1+Lm1yThqA59OzGB6ZOZxNZ/9sNi/wD1R/8ApV/84gWC62a
 rZZfZPXl0J8xIfaNm4Uhh05gjoZaJ+WQEYPP1ldyfTseWJmO0t+PkWpMfLPSZaaN9/g9efaC6f9
 XT/mQG2LXsqrKPmn2l9D3e45E5sCz02p5wusNnzxjH9JR4MluLe9J86mPytM1K5qVvHjcOoRO3Z
 7KrVearhfrNyHu7zJC0s1LAAZJPU88ecs1KmFAA6AYm3gcH35m1/DVn5k0jpp5Q1lu7STBfLn9r
 kv8At/7ycAgCczo8WCmKNUjSsvkted2nbmZRx9/RLb7SfwGavMo4+/olt9pP4DNrBEf2fv8ANvf
 4dL8TzbpiP9n7/Nvf4dL8TzboHmHip9MXf76flJNJ2ojHdFQuc/JaJOPqiqhPu0gzNuKf0zefvp
 +Uk27dGxS52Hb0Knzaln2bY64ZSOXnzzAxrhA6DbFDXjmtQLkfrGm2MeBxmelZ5K2nY3OzbtqbZ
 SrRqBldfI5V18iMETYN2+MVq9NVv1alUAAZ0UtTY+IC+0vpg+sDVDPNXF11O2LjRjktNWx9YU1z
 nxPSaDvHxitERlsFarUIwrupSmp8SDhm9MD1mJX9Sq9RqlYsXcmqzMObFjnV74G+cNlLbvBVGSa
 dyAB1JL1MCYhupXSnf2lSpjSt1SZiTgAB19ony6+6b5wdH/w1v+/V/NeY5xH3VfZ144APYVGapR
 bu0k5Keqk49MHvgemxOZhG53FqpbUloX1N6yoNK1EI7TSOisGwGwP1sg9M56yb2pxqttB+SW9Vn
 6D5RpVQe4kIzFvTl6wITjzXQ3lui41pbkt6M50g/Bj75ZOAf6Dcfaz+XTmN7buLq4c3lzkmu7EM
 RgMVwCFHguQv3d02TgJ+g3H2s/lpAkOIPDlNot8ooOKVwFCnWDoqADC68c1I6agDy5Y6YyDavD/
 a1tnXbO4H61DFUHpzwmWA594E0u+4vU6O0K1FqWu2RuzD0z7epeTNg8mXVkADHIZyc4lsseIOyK
 ygrd015dKuaZHl7YH3QMF2PvltOwfTTr1MKcGlWy6cuoKtzX3YM37cbeqntO17ZRodW0VU66Xxn
 KnvUjmPeO6ZDxd3h2fe1qPyMK7orCpWAKhgcYTmMtjmc92eXfLNwDs3Wld1mHsO9Omp582QOWx/
 vWB0v7QP+ZZfw6v4qcleAX6Jc/aR+WJzx22Q1S1oXSAnsXZHx3JU04Y+QZVH+oTPOHm+p2VVfUh
 q0qoXWqnDArnDJnln2iCO/lz5QN635BOzL0Dr8kq/gM89cN6lNNrWZqY09tpGTj22VlT+YrNz3X
 31s9sGtQpU6yhaftisqAMrZUgaWbzmA70bCq7NvHoMWGltdNxyLUyco4I7+XPHQgjugerhOZkO6
 fF+j2a0toq61FAHa011I4GBqdRzVvHAI69Ok7+3uMFhTQ/I1e4qfq6lNNAeXNi2GPoBzx1HWBSO
 ODodpqExlbWmr4+tqcjP+kr900Dgd9Fn7VU/CkwnbF1XuKrXNwSXrE1NRGA3Mr7PkCpXyxibtwO
 +iz9qqfhSBknE76YvP4o/LWb9uCgXZdkAAP8ADUzy8SuSfiSZgHE76XvP4o/Ak9Bbh/Rdj9kp/g
 ECwREQE4nMQIHeWyL0w6AlkOeXMkHqP6GRFjRdU5q2Sc/NPu7pc8RiVvJ9Ormv171KTj5VqU6Nb
 hG7JtioLMMFu49QJJTmJNw4q4qRSPhotabTuXMRE2sSU7iJujU2rRpUkqrS0VTUJdS2cqVwMHzl
 xiBQuHO4lTZL12estXtFRRoUrjSWPef2pfYiBk+9vCqtfXte7W5RBUKkKysSMIq8yD5TQ92tmNa
 WdC2Zg5p0xTLKMA47wDJWIFZ3u3OtNppiupWoowlWngOvfjnyZfI+eMHnMsveCt8rYoXFu6+NTX
 TPwCsPvm8xAx7dzgyqMr39YVAOZpUNSqT4M5w2PQA+Ynd3w4WPfXbV6VenRp9mlNaeg+yqIFAGC
 Bjl0mqRAr25OwW2fZU7V3DlGc6lBAOp2bofWSO2Nk293SajcU1qI3UN3HxUjmp8xzkhMi4r79XF
 pc0bayqaHQdrVICtkt8xCD5ZYjHevhA/G0uClNmJtrpkXn7NVBUI8AGVl5deon32PwXt0cNd3DV
 lBzopr2SnyZtRbHpg+cgbHjVdqAK1vRqHvKM1Mn8QnS25xd2hcIadBUtgQQWp5Z8eTNyXl3gZ8C
 IHx4v31A3dO0tgi07Wj2OlAAquTllGPAaQfPPfND4I2LU9mGo2f724eoM/VUKmfijTH90d1rnal
 wFQNo1g1qzfNQE5JJPzmPPC9SfAZI9N7OsadvRp0KQ0oiBFHkBj4wKRvPwpsbtmq0Sbao2SezAa
 mWPeUOMf6SJRrjgrtANinXtmXxc1EPwCN/Wb5EDFNicFKmoNfXChc80tgWJH77gY/wBpmu7L2dR
 tqSUKCBERdKqvcPMnmSTzJPMnmZ3ogfCvQSojU6ihlZSrKwBVlIwQQeRBHdMt25wXt6jF7Su1EE
 50VF7RR5K2QwHrmazEDPuHW4VXZVWtUqVkqCpTVAEVlIIbPfLFvRuva7Rpdncpkrko68nQkdVPw
 yDyOBy5CT8QMJ2jwVvA3+Hr0HXJ51ddNgO7kqsDO9sHgwwcPf11Kg5NO21e1z6F2AwPHAz5jrNo
 iBmW+vDE39ak9vVp0KdO2W3VNBIAV3blg9Pbll3B3afZlobZ6i1D2rVNSgge0FGMH0loiBkm9XC
 ive3le6W5poKjhgrKxIAUDmQfKaPu9s5rW0t7ZmDGlRWkWXkCVAGQDJSICIiAiIgIiICIiAiIgI
 iICIiAiIgIiICIiAkbtTYtrdrpuaFOqB07RQSP3T1HuklECi3HCnY7nIounMn+7qPjn5MTj3T92
 XC3Y9IhuwaoQcjtXcj3qCAfeJd4gde0tKdFBTpIqIowq0wFUDyA5TsREBERAREQEREBERAREQER
 EBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERA
 REQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQER
 EBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQEREBERAREQP//Z
END:VCARD