Expert Tips from our Members

Protect Your Business Before Disaster Strikes -- from Leaf Group

Protect Your Business Before Disaster Strikes!

Natural disasters and misfortunate events are bound to happen. Even at most vulnerable locations; at our households and place of business. It's imperative that you protect what you love and prepare for the worst! Having an insurance plan is the best way to overcome setbacks. Leaf Group recommends the following steps:

Review

Have an insurance agent review your policy. Most businesses already have property and liability insurance which only covers sudden incidents such as theft, fire and some weather danages. Although these are crucial components in your business policy there are other insurance coverages that could save business owners what thousands of dollars in the event of a disaster. It's important that every business owner understands what is included in their insurance policies and be able to determine the most suitable options for their type of business.

Prepare

Prepare your business for potential hiccups! There are other essenial insurance coverages such as loss of income, valuable business documents and electronic files. These types of coverages are usually requested by the owner and allow you to collect any income loss during any interruption of services. Other items covered by your insurance are heating equipment, machinery, computers, POS Systems and cash registers. In addition, some insurance companies offer coverage for your payroll, giving owners the peace of mind that their most valuable asset, their employees, will also be covered in the event of any business interurption.

Backup

Have your data backed up! Copies of your business documents and insurance policies can be stored in an internet cloud system. Not only, can an internet cloud system protect these documents from fire or water damages, but they als also accessible from anywhere as long as you have access to the internet. Having access to these im[portant documents as soon as disaster strikes is essential in order to avoid any delays when filing for a claim.

Review the attributes of your business policy, prepare your business for setbacks and alleviate the process of mistakes with a backup plan. We can help you identify the strenths and weaknesses in your business policy, please call Leaf Group for a complimentary insuranceassessment at 908-248-2144

For more information on insurance and technology tips like us on Facebook at www.facebook.com/leafgroup or visit our website at www.leafgp.com

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